Understanding New Jersey Structural Integrity Law

The New Jersey Structural Integrity Law reflects a growing recognition that building failures rarely occur without warning. Structural issues tend to develop gradually through wear, moisture exposure, deferred maintenance, and aging materials.
This legislation shifts condominium and cooperative communities toward earlier evaluation, clearer documentation, and more disciplined planning for repairs and reserves. For boards and owners, the New Jersey structural integrity law introduces a more structured and accountable approach to long-term building stewardship.
Relying on visible distress as a trigger for action is no longer sufficient. Understanding what the law requires and how it applies is essential for meeting obligations and managing risk responsibly.
What the Law Is and Why It Exists
On January 8, 2024, Governor Phil Murphy signed Senate Bill S2760 and Assembly Bill A4384, widely referred to as the Structural Integrity Bill. This legislation establishes new requirements for community associations related to structural inspections and reserve studies.
The intent of the New Jersey structural integrity law is to identify potential structural concerns earlier and to promote repair planning before conditions deteriorate into safety hazards or emergency situations.
Who It Applies to
The inspection requirements focus on what the statute defines as covered buildings. These are generally residential condominium or cooperative buildings whose primary load-bearing systems consist of concrete, masonry, steel, heavy timber, or hybrid structural systems.
Low-rise wood-framed buildings and single-family homes are excluded from the structural inspection mandate. That distinction is important, as some associations may still be subject to updated reserve study requirements even if their buildings fall outside the covered building definition.
Baseline Inspections and Follow-ups
For covered buildings older than 15 years, an initial baseline structural evaluation must be completed by a New Jersey licensed structural engineer within two years of January 8, 2024.
If the building reaches the 16-year mark later, the baseline evaluation is required at that point. After the baseline, there are reinspection intervals of up to 10 years for buildings under 20 years old and up to five years for buildings over 20 years old.
The law also includes an accelerated response provision. When observable damage is identified within the primary load-bearing system, a follow-up inspection must be completed within 60 days. This requirement reinforces the proactive intent of the New Jersey structural integrity law.
What Gets Inspected
The inspection scope emphasizes structural performance and water intrusion pathways that threaten load-bearing components.
Visual inspections typically include foundations, balconies, structural framing elements, and waterproofing systems. Engineers assess signs of cracking, corrosion, displacement, material deterioration, and moisture-related damage that may compromise structural capacity over time.
Reserve Study and Funding Requirements
In addition to inspection requirements, the law strengthens expectations around reserve studies. Associations must obtain an updated reserve study within one year if more than five years have passed since the last study. If a reserve study was completed within the past five years, an update is required within five years of that prior study.
When a reserve funding deficiency is identified and correction would require an increase of more than 10 percent in common expense assessments, the law allows a phased funding approach. Associations may address the shortfall over a period of up to 10 years or until the projected negative balance date, whichever occurs first.
New Jersey Structural Compliance for Condos & Co-ops
Compliance with the New Jersey structural integrity law can feel time-sensitive, particularly for associations managing aging buildings and limited reserves. The process is most effective when inspections, documentation, and funding strategies are coordinated as part of a long-range plan rather than treated as isolated tasks.
At Stone Building Solutions, we help boards and owners with engineering-led evaluations, clear reporting, and practical repair direction, plus structural integrity reserve studies that support budgeting and long-range planning.
Our team can also provide construction monitoring and building-envelope support, keeping the work aligned from findings to field execution. Want a calmer path to compliance and safer buildings? Contact us to discuss your property and set an inspection and reserve-study schedule that fits.